*{
margin:0;
padding:0;
box-sizing:border-box;
font-family: 'Poppins', sans-serif;
}

body{
background:#f5f7fb;
color:#333;
}

.container{
width:90%;
margin:auto;
}

header{
background:#0b3d91;
padding:15px 0;
}

nav{
display:flex;
justify-content:space-between;
align-items:center;
}

.logo{
color:white;
font-size:24px;
font-weight:bold;
}

nav ul{
list-style:none;
display:flex;
gap:25px;
}

nav ul li a{
color:white;
text-decoration:none;
font-weight:500;
}

.hero{
height:500px;
background:url('../images/visa.jpg') center/cover;
display:flex;
align-items:center;
justify-content:center;
color:white;
text-align:center;
}

.hero h1{
font-size:48px;
margin-bottom:10px;
}

.btn{
display:inline-block;
background:#ff9800;
padding:12px 25px;
color:white;
text-decoration:none;
margin-top:15px;
border-radius:5px;
}

.section{
padding:60px 0;
}

.services{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:30px;
}

.card{
background:white;
padding:25px;
border-radius:10px;
box-shadow:0 5px 15px rgba(0,0,0,0.1);
text-align:center;
}

footer{
background:#0b3d91;
color:white;
text-align:center;
padding:20px;
margin-top:40px;
}

.contact-form{
max-width:600px;
margin:auto;
}

.contact-form input,
.contact-form textarea{
width:100%;
padding:12px;
margin:10px 0;
border:1px solid #ddd;
border-radius:5px;
}

.contact-form button{
background:#0b3d91;
color:white;
padding:12px 25px;
border:none;
border-radius:5px;
cursor:pointer;
}